www.iva.co.uk

Hi everyone

I just wanted to post to say thank you to all of the advice and support that this site offers to people in an IVA. I really wish I had known about it a long time ago, as I am just over 3 years into mine. At the beginning I was scared and didn't know what to expect, and I guess I have been lucky as I have had no issues with annual reviews and my IP pretty much leaves me alone to get on with it.....If I make all my payments on time, they don't seem to care about much else!

That said, it would have been good to talk anonymously with experts who have no vested interest when I first started. An IVA is a big commitment, and I hope that when I finish mine I will NEVER make the awful financial decisions I made before...........

Again, big thanks to all the people who monitor and post on here, I hope we can all continue to support eachother

xcx

Hi
Many thanks for your kind comments
Regards

Hi and welcome to the forum.

Perhaps you could stick around now, im sure some of your own experiences would be a great help to people just starting out.

Great to hear your IVA is going well xxx

Thanks, I'll definitely try and offer some positive advice to other people.

Every month I know I'm one step nearer.....

[:D]

xcx

Hey Clareyfarey, just wanted to welcome you to the forum and say hi.[:)] Hope you stick around. X

Hi from me too - please stick around, I'm sure you have lots of advice to give. Maybe you could do a blog to tell everyone of your story.

xx

and a hi and welcome from me too clarey, i think that those of us that stumble across this site thank those that post and give such sound advice, i too wish i had found this site but am safe in the knowledge that i have now got an invaluable source of information and help should i need it. Good luck with the remainder of your IVA you have done really well. xxx

To be honest I was just thinking the other day about what I will be able to do in 22 months time when I have paid my WHOLE IVA off....... the £355 I have to pay each month will definitely come in handy! So I googled IVA's and mortgages etc. for people who had finished theirs and found the link to this site.

I am going to start a blog for others to read my whole story, and maybe give others who have just entered into their IVA's some hope!

I have been reading some threads on the forum and I am so glad to know that there are other people willing to give advice and support to people who are in this difficult situation.

xcx

What a smashing inspirational post, and great that you are looking forward to the future, rather than worrying about the past. Please do a blog, as a lot of people would get much benefit from this - especially those who are thinking of proposing an IVA or DMP at present.

Welcome from me too. It's good to hear from people who are doing well with their IVA's.

Please do blog, it would be good to read your story.

hi clareyfary.....great to hear from you and congrats on getting so far with your iva.... lease do start a blog...i know from expereince that many people read them and find them very helpful....so many of us are on this journey and we all need encouragement at times and blogs are very inspirational...

take care and stick around

Hi all

Thanks so much for all your messages. The more posts and topics I read on here, the more I wish I had known about the site 3 years ago when I started.

Melanie and her team seem to me to be open, honest and fully on the side of people who are trying so hard to find a solution to their money worries.

As we all know, many factors contribute to the reasons why people find that an IVA is the last chance for them before bankruptcy, and I applaud those brave enough to share their stories.

Take care all

xcx

Welcome from me as well and well done for doing so well with your IVA x

Hi all, hope you've had a nice weekend.
Well, I have just spent the last hour writing my first blog - what a challenge!
I hope you'll have a read
xcx

Great blog xxxxx