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Posted: Sun Dec 07, 2008 10:49 am
by y-h
How can you help? I am a student but my hsband is working and we have two children. My husband and I are in debt and cant pay our creditors. We own about £45000 b/w us please can u help
Posted: Sun Dec 07, 2008 11:00 am
by Adam Davies
Hi and welcome
Can you post more details, such as the various creditors that you have, who has what debt.also are you homeowners or renting ?
Regards
Posted: Sun Dec 07, 2008 12:56 pm
by MelanieGiles
The fact that you are a student, presumably without income, does not prevent you from applying for an IVA, but it will be important to understand all of the options currently available to you.
Do you owe anything to the Student Loans company?
Posted: Sun Dec 07, 2008 12:58 pm
by kallis3
I recommend that you speak to an IP, there are several who post on here, Melanie comes particularly recommended. They will explain all your options to you and advise you of the best way forward for your circumstances.