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Posted: Mon Dec 15, 2008 12:58 pm
by sazzysue
Hi to all.
I have been looking on this site now for the past 3 months and it has been a real help. Thank you.
I have finally got through my meeting date 07.01.09 for the propsed IVA. I am still receiving threatening letters/calls (switched phone off), I thought they would have stopped when my IP sent over all the details. Can anybody please give advise.
Also, as it has taken some weeks to complete all the paperwork the debts have still been increasing due to costs/interest etc. will these be taken into account somehow?
I would appreciate your commetns, thank you.
Posted: Mon Dec 15, 2008 1:05 pm
by Viki.W
Hey sazzysue, welcome to the forum. Glad you decided to post. Unfortunately the creditors will continue to call but they will eventually stop when your IVA is hopefully approved. Don't worry about the debts increasing, this is normal and the full debt will be taken into account in your IVA. Please keep posting and asking questions.
Posted: Mon Dec 15, 2008 1:15 pm
by flumpy dog
hi saz,
im sorry youre stressed- im in the same boat as you and sometimes you do feel like putting a sledge hammer to the phone. im waiting for my meeting too and have had loads of calls/letters-which the lovely sam at mels team has helped me with
its a case of just hanging on and keeping hopeful. i have felt like crumbling but this lovely lot keep me going. please keep posting and good luck hun-were all here for you x [:o)]
Posted: Mon Dec 15, 2008 1:20 pm
by Michael Peoples
Do not worry about the calls, letters or charges. Your IP will have estimated the final claims to incorporate any additional costs and the dividend will reflect this. The letters will stop but it does take some time even after the IVA has been approved for creditors to update all their systems.
Good luck for the seventh and let us know how you get on.
Posted: Mon Dec 15, 2008 4:53 pm
by MelanieGiles
It is usual for claims to be higher than disclosed on the statement of affairs, but this should be marginal and unlikely to affect the dividend payment greatly.
I also send you my best wishes for a successful outcome.
Posted: Mon Dec 15, 2008 4:57 pm
by sazzysue
Thank you for all your quick replys.
I think I will be posting more questions soon.
Posted: Mon Dec 15, 2008 5:01 pm
by Lisa2009
I too want to wish you all the very best for your meeting. Please let us know the outcome xxx
Posted: Mon Dec 15, 2008 9:13 pm
by kallis3
All the best from me as well. We're here to support you when you need us.
Posted: Tue Dec 16, 2008 2:01 pm
by David Mond
Good luck from me too