www.iva.co.uk

sorry another question.

I have been in an iva 31 months and i am going to go BR for various reasons that you have picked up from my other posts i am torturing you with[:I].All my debts have been sold on to eversheds i still owe approx 13k and have paid 18k into it upto date .If they are faced with the prospect of me going BR and them getting zero or very little else what in your opinion are the chances of them going for a minimal f+f of less than 4k max loaned to me from my retired father?

thankyou for any reply`s

Sorry I can#t answer your question but wish you luck...it seems a shame to go bankrupt after 31 mths of an IVA - is there no other option ??

You can speak to your IP lost,they will tell you whether it is a viable proposition. Sometimes creditors are anxious to get what money they can, you can only try.

I would have thought you have a very good chance, and that it is something which is definately worth trying before you consider bankruptcy proceedings.

thankyou very much for all your help i will keep you informed will phone on monday morning

goodnight

Eversheads are probably acting for Max Recovery and they will accept a F&F as long as it is fair and reasonable so don;'t worry.

Good luck, I hope your offer is accepted x

Good luck.

Hope you get a F & F accepted.

Keep us posted.

XX