Posted: Sun Jan 11, 2009 7:39 pm
Hello,
I am 32 months into my IVA, originally with clearstart but now its DFD. DFD contacted me via letter two months ago to say my IVA was in arrears and would I pay £142 or contact them to arrange to pay monthly. My payments have increased yearly with my salary, and I have never failed one. When I rang they stated it was due to a delay after my first and second year reviews, between tham increasing my payments and taking them from my bank. Following each review, on the day I have recieved my new sum via letter, I have increased my standing order accordingly. It is not my error if they were delayed in deciding my new monthly figure, and how can they request 'arrears' over 18mths later? I sent a letter explaining my concerns on this matter, and asking for clarification from them. I have since heard nothing. My query is whether to just leave it or chase it up? I obviously do not feel I should pay this money, but do not want to think my IVA may be showing arreas? What do I do?
Thanks - this forum is invaluable, I have only just found it and suddenly all these worries I have had but no-one to discuss them with are pouring out!
I am 32 months into my IVA, originally with clearstart but now its DFD. DFD contacted me via letter two months ago to say my IVA was in arrears and would I pay £142 or contact them to arrange to pay monthly. My payments have increased yearly with my salary, and I have never failed one. When I rang they stated it was due to a delay after my first and second year reviews, between tham increasing my payments and taking them from my bank. Following each review, on the day I have recieved my new sum via letter, I have increased my standing order accordingly. It is not my error if they were delayed in deciding my new monthly figure, and how can they request 'arrears' over 18mths later? I sent a letter explaining my concerns on this matter, and asking for clarification from them. I have since heard nothing. My query is whether to just leave it or chase it up? I obviously do not feel I should pay this money, but do not want to think my IVA may be showing arreas? What do I do?
Thanks - this forum is invaluable, I have only just found it and suddenly all these worries I have had but no-one to discuss them with are pouring out!