Page 1 of 1
Posted: Sun Jan 11, 2009 11:45 pm
by lellyk07
Started i.v.a. in april 2005 ended it by paying up early april 2007 when will my credit be repaired?
Posted: Sun Jan 11, 2009 11:52 pm
by Lisa2009
Hi and welcome.
Your credit record will be wiped clean in April 2011.
It is 6 years from the date the IVA was accepted.
Posted: Mon Jan 12, 2009 11:39 am
by kallis3
Welcome from me as well.
Once your 6 years is up, you will need to check your record to make sure all defaults have fallen off as well, if not, you will have to make sure that you get them removed by the creditors.
You can then start to rebuild your credit record.