Posted: Wed Jan 14, 2009 5:34 pm
Nice feeling this January not to have any credit card statements. Last year the postie threatened to sue me for a bad back carrying all my post. [:D]
Totally agree Buttercup - I am now used to coming home to a few odd bits of post but no bills ! It is so much better than it was 18 months ago - IVA was the best decision I made and selling our house and moving in rented has worked out well for us to !
I just so cross when I overhear people commenting that those that choose an IVA are seeking the easy option to clear their debts - it isn't an easy option - it is a life changing experience that truly helps to restructure your life over time !