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Posted: Tue Jan 20, 2009 10:08 pm
by flumpy dog
hi guys hope alls well x
well its nearly onto beginning of month 2 for iva-yippee [:p]
when exactly do you get the annual report-is it on the anniversary of the iva acceptance ?
what exactly is in it-is it just like everythings paid up to date etc ?-quite interested.
Posted: Tue Jan 20, 2009 10:16 pm
by lost
everyone is different you will be required to fill in a new expenditure sheet to see if you can afford to pay more to the iva or if you are short a possible variation you will also have to give your p60 and wage slips for 3 months.if youe expenses go up more than 10% you will need to give evidence of it
Posted: Tue Jan 20, 2009 10:45 pm
by kallis3
I think it's usually just before the date. You will be expected to provide payslips and P60 as lost says. Some IP's ask for three months, some ask for 12 months.
It's a new I&E sheet as well, and I believe Melanie likes you to state that you have not had any windfalls during the year.
Some IP's ask for bank statements as well, but I don't think she does.
Posted: Tue Jan 20, 2009 10:53 pm
by lost
If you are spending quite a bit more on somethings that are listed on the I+E for example petrol i would keep reciepts
Posted: Wed Jan 21, 2009 12:49 am
by MelanieGiles
Your annual report shows creditors how much you have paid in, whether there are any arrears, the fees which have been drawn to date, the position regarding creditor claims, and the monies which have been distributed to date.
You will receive a copy within two months from the date of your anniversary.
Posted: Wed Jan 21, 2009 8:40 am
by flumpy dog
thankyou
Posted: Wed Jan 21, 2009 9:29 am
by kallis3
Apologies Fergie, I didn't read your post properly! I thought you were asking what happened.
That'll teach me to read the posts properly!
Posted: Wed Jan 21, 2009 1:56 pm
by flumpy dog
aw kal you always help me hun x