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Posted: Wed Jan 21, 2009 5:46 pm
by jazzyjaz
hi guys - i've just had my IVA accepted today and feel as tho this is a new beginning !! my dividend is 33p to the £ and with HSBC as my major creditor - they accepted! the votes were as follows

HSBC loan- £11500 - yes
HSBC credit card- £5500 - yes
HSBC o/d- £1500 - yes
Halifax - £2500 - yes
Asda - £4500 - no vote
Virgin/MBNA - £5600- no

I just wanna say this time 2 months i was ready to take my hair out and become bankrupt but since i got in touch with my local IP company - it has been very painless and stress free process - no upfront payments and they were very quick with the process and kept me upto date with everything. Those that are out there in the similar position - please dont sit their stressing and have sleepless nights - there is always a solution to everything and remember its only money - your health is more important.x

Posted: Wed Jan 21, 2009 5:57 pm
by Skippy
Congratulations Jazzyjaz and good luck with your IVA.

BTW, you're right that health is the most important thing x

Posted: Wed Jan 21, 2009 6:02 pm
by Viki.W
Congratulations jazzyjaz, that's great news. X

Posted: Wed Jan 21, 2009 6:10 pm
by Julie
well done from me too xx

Posted: Wed Jan 21, 2009 6:33 pm
by Lisa2009
Well done from me also xxx

Posted: Wed Jan 21, 2009 6:36 pm
by kallis3
Brilliant news jazzyjazz.

Good luck for the future.

Posted: Wed Jan 21, 2009 6:49 pm
by Beans on Toast
Congratulations and well done [:D][:D]

Posted: Wed Jan 21, 2009 7:42 pm
by flumpy dog
Hi jaz just wanted to wish you well-congratulations it really is the best feeling knowing its all sorted and the relief is immense good luck !