www.iva.co.uk

Hi i like to know what expenses are allowed..

I know ...the normal ie...water..power..ect

What about mobile phones and other things....i smoke..would i be able to add the cost and include this??

Mobile phones are usually allowed.
Smoking may or may not be. Different peoples experiences have been different where this is concerned.
Its worth adding it anyway and see how you get on.

Good luck x

at least i will be poor and healthy what more could a man want..*S*

Hi, hero
Make sure you include ALL your reasonable expenditure - your IP will help you on this via a "crib sheet". I am a smoker but left it out of my expenditure list (didn't think it would be allowed, but I was wrong - a modest allowance is accepted, I believe, by most IPs). I'm glad I did - I haven't given up but I now smoke roll-ups (very thin ones)and have cut down by more than a half. The late John Mortimor (via Rumpole) said "it isn't worth giving up any of life's pleasures just to live a few days longer" Don't suppose Rumpole would have been allowed to say that today!!

A modest amount of smoking expenditure is generally allowable, but it is a great excuse to try and cut down or give up completely.

i was only allowed £20 a month for smoking

All of your reasonable household expenses are allowable and as long as it falls within the Common Financial Statement or CCCS Guidelines they will be allowable. Even a modest sum for contingencies.