www.iva.co.uk

Hi I have a F&F question please. My original debt amount was £31k. I have made 40 payments so far totalling £19k and my last chairmans report noted that I had paid much more into my IVA pot than was anticipated. I currently pay £490 per month and so if I carried on at this level would pay back another £9800. I have been offered £7000 from my boyfriend to end my IVA early. Do you think this would be acceptable to my creditors. Obviously you cannot give me a definate answer but do you think it is anywhere near enough? I don't want to waste mine or their time suggesting it if you think not.

Hi, its deffinitely worth having a chat with your IP. A lot of creditors are agreeing to get their money early.

Good luck x

I think that is a fair offer, and definately worthy of ongoing discussion with your own IP. If I were acting I would certainly take it seriously.