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Posted: Wed Jan 28, 2009 2:03 pm
by kallis3
Posted: Wed Jan 28, 2009 2:11 pm
by Breakdown
Funnily enough we had a debt collector at the door last Friday from Black Horse Finance.
I do not have a debt with them!!!
They were looking for the previous owner of our house, but we had never received any letters from them even though she had obviously not updated them with her new address.
He was actually a nice man who apologised when I told him that she had moved.
Hate to imagine what would have happened if he hadn't believed me.
Posted: Wed Jan 28, 2009 3:43 pm
by blue gorilla
If the partial access to the electoral role is stopped too, there will be more cases of mistaken identity. Plus, they also have rights to pin down debtors who kick-up a fuss! Scary.
*Sorry blue gorilla, you are not allowed to put advertising links on.*
Posted: Wed Jan 28, 2009 3:57 pm
by blue gorilla
Apologies - but it was a news article. Is this OK?
http://news.bbc.co.uk/1/hi/uk/7855068.stm
Posted: Wed Jan 28, 2009 4:05 pm
by kallis3
That one is fine - it's the one I posted!
Posted: Wed Jan 28, 2009 4:28 pm
by blue gorilla
Good point, which is why it was still in my browser.
I meant this one:
http://news.bbc.co.uk/1/hi/england/lanc ... 833530.stm
Thanks
Posted: Wed Jan 28, 2009 4:32 pm
by blue gorilla
Private bailiffs/collection agencies can employ "reasonable force"! Quite what they deem as "reasonable" is anybody's guess.
Posted: Wed Jan 28, 2009 4:38 pm
by kallis3
Debt collection agencies can't use force at all. You can refuse to speak to them.
You can refuse to let a bailiff enter your home if he comes to the door (unless he has a court order of course), but if you have left any other doors or windows open and he can gain entrance that way, he is quite entitled to do so.
Posted: Wed Jan 28, 2009 4:59 pm
by blue gorilla
http://www.telegraph.co.uk/news/newstop ... wners.html
http://www.timesonline.co.uk/tol/news/p ... 375668.ece
Whilst not in force yet, it probably soon will be. The second article also points out that it could be considered ok to break down a door. Now to me that's reasonable force - actually i'd say that was quite unreasonable - but it still goes on.
Posted: Wed Jan 28, 2009 5:18 pm
by kallis3
Posted: Wed Jan 28, 2009 5:27 pm
by Breakdown
Thats a good link Kallis, very informative.
Posted: Thu Jan 29, 2009 12:38 pm
by blue gorilla
Bailiffs trying to recover money you owe to HMRC are allowed to break into your home, providing they have a magistrates' warrant.
Bailiffs recovering unpaid magistrates' court fines, however, do have the power to force entry.
Doesn't the above from Kallis' link worry you though? Especially with the amount of incorrect pursuals.