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Posted: Fri Jan 30, 2009 5:40 pm
by drowning
hello everyone, new member.
I have my creditiors meeting on Friday the 13th!!! offering 40p in £
main creditors are
Nationwide
Northern Rock
Barclaycard
I am feeling very stressed now
Anybody had any success lately with these creditors please?
Posted: Fri Jan 30, 2009 5:42 pm
by Lisa2009
Hi and welcome.
Have faith in your IP, im sure he/she wouldnt have put this forward if they werent confident of it being accepted.
You are offering a good dividend so dont worry. I'm sure it will be ok.
Posted: Fri Jan 30, 2009 6:03 pm
by MelanieGiles
Those creditors are generally very commercial, and so long as the best offer is being put forward there should be no reason why the IVA should not be accepted.
Posted: Fri Jan 30, 2009 6:39 pm
by kallis3
Welcome from me as well.
Good luck for the 13th - I'm sure it will be a lucky one for you! It's a good day that - my wedding anniversary!
Posted: Fri Jan 30, 2009 6:56 pm
by MelanieGiles
Ooh Jan - did you get married on a Friday as well!
Posted: Fri Jan 30, 2009 6:57 pm
by endoftheline
drowning wrote:
hello everyone, new member.
I have my creditiors meeting on Friday the 13th!!! offering 40p in £
main creditors are
Nationwide
Northern Rock
Barclaycard
I am feeling very stressed now
Anybody had any success lately with these creditors please?
Hi New member,
Was wondering how old your debts with your creditors are?
Regards Tiny Tim
Posted: Fri Jan 30, 2009 7:07 pm
by kallis3
We most certainly did Melanie!
Posted: Fri Jan 30, 2009 7:10 pm
by MelanieGiles
It obviously did not bring you bad luck then!!!
Posted: Fri Jan 30, 2009 7:25 pm
by kallis3
Hubby would probably not agree with you!
It should have been the 14th but that was all booked up - funnily enough, there were plenty of vacancies for the Friday!
Posted: Fri Jan 30, 2009 7:35 pm
by MrsKnight
Congratulations! Nothing wrong with the friday 13th!
We got married on the 29 feb last year - but we will celebrate every 28th till the leap year!
Posted: Fri Jan 30, 2009 7:46 pm
by kallis3
Don't blame you lynsey!
We don't bother to celebrate - I think hubby would rather forget it![:D][:D][:D]
Posted: Fri Jan 30, 2009 7:48 pm
by drowning
thanks for all your messages of support,
i do believe it is a good offer and the proposal very well constructed, just got to wait and see now.
Some debts go back about 10 years, but my most recent loan with NR are just over 2 years old
Posted: Fri Jan 30, 2009 7:50 pm
by kallis3
Sorry drowning - we did somewhat hi-jack this thread!
I think you will be ok on the 13th!
Posted: Fri Jan 30, 2009 11:58 pm
by flumpy dog
wishing you all the best for the 13th !
and dont forget to use us for advice and moral support until then [:)]
Posted: Sat Jan 31, 2009 12:53 pm
by debtmountain
Hi drowning,welcome to the forum from me too[:)]..just wanted to wish you lots of luck for the 13th!!,sounds like you have put a good proposal forward and if it's of any help,all 3 creditors said yes to our proposal...good luck and keep posting to let us all know how you get on...take care..xx[:)]