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Posted: Fri Apr 03, 2009 9:50 am
by gracey84
Evening,
Can you please confirm how long an IVA will stay on my credit record on completion of the IVA?
Posted: Fri Apr 03, 2009 9:52 am
by MelanieGiles
It will stay on your file for six years from the date of the original creditors meeting.
Posted: Fri Apr 03, 2009 10:03 am
by gracey84
Thank you for confirming this Melanie,
To confirm, as i'm three years into my IVA, it will remain on my credit profile for another three years. If I finish my IVA earlier, as i'm hoping to do, can I apply to have the IVA removed earlier?
Posted: Fri Apr 03, 2009 10:37 am
by back on track
i dont think so.
it will say iva satisfied or something along those lines but will not drop off untill 6 years from start date even if you do a f&f and finnish early
Posted: Fri Apr 03, 2009 10:42 am
by kallis3
No you won't be able to have it removed earlier. You will have to wait for the full six years until it drops off your record.
Posted: Fri Apr 03, 2009 12:31 pm
by Skippy
As the others have said the IVA will stay on your credit file for 6 years from the date of your creditors meeting, after which time you'll be able to start rebuilding your credit file.