www.iva.co.uk

Hi guys, can anyone reassure me please. The situation is this...My flatmate announced to me two days after my IVA got accepted that she was moving out at the end of the month. Obviously she contributes half of everything.

I found a replacement but that person now seems to be about to let me down as they have become short of cash themselves so may be staying with parents.

I have only made one payment on my IVA and the next is due on the 1st May. I really dont want to screw this up before i have barely begun but what should i do as my outgoings are going to go up by about 350 a month? Would payplan accept a payment holiday this early on, and if so, for how long?

Is there an expert who can advise?

Someone help me please!!

Stu

I am sorry that you are facing difficulty so soon into your IVA. I am sure one of the experts will answer shortly. Best wishes for getting a new housemate sorted and back on track with your IVA.

Sorry about your flatmate, and her replacement. If I were you I would talk to your IP to let them know what's happened, and so they can advise you.

Good luck x

Thanks guys...do any of the experts know what the stance would be on a one month break this early in the plan?

Sorry to hear about your flat mate moving out, it is obviously causing you some distress.
As everybodys IVAs are different, I would be grateful (as I work for Payplan) for you to call the office and request to speak to myself so that your situation can be discussed in more detail.

Thanks for your words of reassurance Kazz, can i ask your full name so i know who to ask for. Do you think Payplan will be understanding and what are the steps i would need to take...please god tell me it doesnt involve another meeting?

If you just ask for Karen, whoever answers should transfer you to me.
I would need to review your case fully to give you best advise.

Well done Kazz spotting and reacting quickly.