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if you make a full and final payment offer , would any monthly payments made after the date of the offer to the date of the meeting ,be knocked off the offer amount if the full and final be accepted

I'm not 100% sure, but I think they would be on top of what you were offering as the creditors obviously like back as much as they can get.

It would depend on the terms of your offer - but I would suggest that the best spirit would be to continue payments until the offer has been accepted.

Hi
Best to carry on paying until accepted just in case it is rejected, otherwise you will be in an arrears situation. There should only be one or two payments made between offer and acceptance so it will be down to your IP to knock these off the lump sum payment or not.
Regards

Or clarify the position with your Supervisor (IP) and see what he/she suggests.