www.iva.co.uk

Nerves have now set in over my creditors meeting tomorrow at 14:30. Even though i have suffered a range of emotions these last 3 weeks since deciding this is the path for me I know feel sick to the pit of stomach that it wont go thru as the only other option would be bankrupcy and i really dont want that to happen.

I believe my case is pretty stright forward and the IP firm said they is no reason why it shouldn't be excepted. I just want to try and put my life back on track and the only way I can do this is by getting my finances in order first and a lot of things should slot into place after that.

I have been positive so far and normally an optimstic person but i cant help but worry.

Good luck for meeting

fingers crossed crack open a bottle of wine and chill out all will be well tomorrow.

We all worry about it, but more than likely it will go through, so chill with a glass of wine and tomorrow things will be better when you know its gone through. Good luck.

Hi fingerscrossed, I remember feeling like that, and also pacing the kitchen waiting for the phonecall after the meeting time. You're going to worry, that's only natural.

Good luck for tomorrow [:)]

Fingers crossed and relax i will join you in a southern comfort and lemonade, dont often drink but think i need it tonight lol

GOOD LUCK!![:)]

i'm sure all will go well.

after my IVA was accepted I broke my neverending diet and treated myself to a lovely cold can of Coke filled with the real stuff [lots and lots of sugar] and a big massive portion of kentucky fried chicken and fries.

i always thought the stress of my finances would make me lose weight, because some people lose their appetite and others eat to relieve stress.

however you celebrate make it a good one![:D]

[:D][:D][:D] (shuli)

good luck fingerscrossed

Hi fingerscrossed,
I hope your meeting goes all ok tomorrow. I am sure it will. Your IP will not put it through if they thought that it would not be accepted. What company are you with?
Your feelings are natural and everyone has them. I know it is hard, but try and forget the meeting tomorrow. I was given this advice, and i thought how can i relax. However, i had a few drinks and then waited for the phone call the following day. On the day i went to work as usual and my wife called to tell me that the IVA's had been accepted. During the day, i was nervous, but strangely calm. I am sure if there were any problems, your IP would have been in contact with you by now.
GOOD LUCK !!!!

Thank you for all your wishes. I have gained thru weight over the last couple of years thru stress but have lost almost 2.5stone since nov following weight watchers but i feel a chinese coming on tomorrow night if i can afford!

Good luck - I'm sure it will be fine and we will all be congratulating your tomorrow.

I too was a nervous wreck the night before and the day of my creditors meeting I was shaking, feeling sick and couldnt eat. Smoked like a trooper (wherever that saying comes from) so I know how you feel. I had reassurances from everyone on here and my IP that it would be fine but panic ruled. But you know that an IP would not bother doing all the work required if they thought there was not a high chance of acceptance.. or all their work would be for nothing and they would not receive any money for it. Try to keep yourself busy and it will soon be over and let me tell you when You receive the call saying it has been accepted you will feel so relieved and so happy that you will forget all the sress... i am sure it will go excellently tomorrow xxx

Good luck for tomorrow x

I just want to add my good wishes and wish you the very best of luck tomorrow xxxx