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Posted: Tue Jun 09, 2009 5:33 pm
by fingerscrossed
Hi,

Just to let you know I had a call 45 mins after my Creditors meeting was held to say that the IVA was accepted. The only two modifications are in regard to the fees so do not affect me.

I am so glad my journey to being is debt free has started I have paid my first payment today and even though I have £9 in my new basic account it is in credit the first time I have had a credit balance in years!I can not express how pleased and relived I am.

My experiance has been good, I made the phone call to enquire on 14th May to MONEY, DEBT & CREDIT and I am going to celebrate this day each year as the day I started to turn my life around it is also the aniversary of my decree absolute!!

It has taken 3.5 weeks from the initial phone call to having my IVA accepted the swiftness and proffesionlism (spelt horrirbly wrong) of money debt and credit have been wonderful. My initial contact was with a chap called David Coleman and will sing his praises from the highest of mountains. All the paperwork was understandable fully explained.The creditors will recieve 44p/£1 and I am made up!!

Thank you to everybody that answered any queries I have had over these last few weeks and all the best wishes that were sent last night and this morning.

Deex

Posted: Tue Jun 09, 2009 5:34 pm
by MelanieGiles
That is fabulous news for you Dee, and well done to your IP for turning the case around so well.

Posted: Tue Jun 09, 2009 5:35 pm
by ivas4us
congratulations to you and your IP. Great news to have the approval.

Posted: Tue Jun 09, 2009 5:37 pm
by mole
Brilliant Dee, that £7 should just cover the Chinese !! [:)]

Posted: Tue Jun 09, 2009 5:39 pm
by mickyboy
Well done. We told you would be ok. Enjoy your chinese tonight, you have earned it.

Posted: Tue Jun 09, 2009 5:41 pm
by nicrbk1
Really really happy for you!!

You must be walking on air atm.

Posted: Tue Jun 09, 2009 5:46 pm
by dickie
Well done Fingerscross must be a lovely feeling! enjoy this evening.

Posted: Tue Jun 09, 2009 5:50 pm
by shuli_b
CONGRATS!!

Enjoy your chinese!![:D]

i'm craving some tonight too. i think i will treat myself for all the hardwork you've done[;)]

Posted: Tue Jun 09, 2009 5:51 pm
by newbeginings
Well done! How did your creditors vote?

Posted: Tue Jun 09, 2009 5:54 pm
by LoneRanger
Well done. Great news

Posted: Tue Jun 09, 2009 5:57 pm
by Max
Many congratulations and best wishes J

Posted: Tue Jun 09, 2009 6:03 pm
by wonder
Congratulations, knew it would be accepted. Enjoy your night. [:)]

Posted: Tue Jun 09, 2009 6:03 pm
by kallis3
Congratulations from me as well.

Posted: Tue Jun 09, 2009 6:13 pm
by fingerscrossed
Thank you all for everything. I will enjoy my chinese and i have a bottle of rose on chill!! I wont be disappearing and I hope I will be able to use my experience to help others.

Will be toasting budgeting and being careful!!

Deex

Posted: Tue Jun 09, 2009 6:28 pm
by mole
May I recommend the Char-Sui Egg Foo Yung. [:)]