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Posted: Sun Jun 14, 2009 8:38 pm
by lottie24
hello i have been reading everyones comments but have never written one, my partner has got his date for the meeting we are both soooo nervous as we really need the iva for him 2 be on the road to being debt free, do the creditors often say no?
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Posted: Sun Jun 14, 2009 8:56 pm
by merrypotter
hi, welcome and I wish you good luck for the meeting . i am aware on rare occasions they are denied but rarely. i think the professionals will tell you that they wouldnt put you in for it if you didnt stand a good chance of getting it hey guys? all the best keep us posted on your progress [:)]
Posted: Sun Jun 14, 2009 9:02 pm
by MRBLUESKY
welcome to the forum lottie,creditors dont often say no but sometimes ask for variations like timescales or equity release from property.insolvency practitioners make allowances for variations before proposing your iva offer to give it the best chance of being accepted.iva,s are very flexible depending on different circumstances.its natural to be nervous but i,m sure all will be well for you.good luck.
Posted: Sun Jun 14, 2009 9:03 pm
by Lisa2009
Hi and welcome to the forum.
The chosen IP wouldnt put a proposal forward if they didnt think it would be accepted.
Who are the creditors and what pence in the £ is being offered?
Posted: Sun Jun 14, 2009 9:30 pm
by plasticdaft
Which insolvency firm have you used?
If they are proposing the best offer then you have nothing to worry about(but you still will worry)!!
Paul
Posted: Mon Jun 15, 2009 8:15 am
by lottie24
thank u for your posts back. we are with dfh, and just cant wait 4 a descision to be made, the next 2weeks are going to go very slow i think!!!
Posted: Mon Jun 15, 2009 8:42 am
by plasticdaft
Who is dfh??
Posted: Mon Jun 15, 2009 11:01 am
by Michael Peoples
Possibly DFD [debt free direct] Paul. Only a guess but Lottie can confirm it.
Posted: Mon Jun 15, 2009 11:11 am
by size5
Could be Debt Free Helpline?
Regards.
Posted: Mon Jun 15, 2009 11:23 am
by Michael Peoples
Good call Size 5.
Posted: Mon Jun 15, 2009 3:29 pm
by lottie24
yes it is debt free help.
Posted: Mon Jun 15, 2009 4:58 pm
by plasticdaft
Why arent debt free help listed on iva.com??
Are they part of another company,its no wonder we all get confused?!?
Posted: Mon Jun 15, 2009 10:14 pm
by MelanieGiles
Perhpas because they may not be insolvency practitioners themselves.
Posted: Tue Jun 16, 2009 9:40 pm
by flumpy dog
hey lottie just sending you my best wishes good luck hun x
Posted: Thu Jun 18, 2009 10:23 am
by lottie24
thanks everyone for the comments i am going to be a bag of nervous that day.... i soooo hope it goes thru,