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Posted: Wed Jun 17, 2009 9:12 pm
by sturty999
Good evening

I have just agreed my IVA proposal through ClearDebt and returned all my paperwork. One of my major creditors is Zopa, I am slightly concerened that they will vote against my IVA as they are a social lending site rather than a bank. Does anybody have any experience of dealing with Zopa and IVA's??? and if so what are the chances of them accepting my proposal?? I am looking at paying back 47p/£.

Any advise would be greatly appreciated.

Andy.

Posted: Wed Jun 17, 2009 9:15 pm
by Adam Davies
Hi
How much do you owe them and how much is your total debt ?
Regards

Posted: Wed Jun 17, 2009 9:16 pm
by sturty999
Hi Andy,
Total debt is approx £24K and I owe them around £9,500.
Thanks

Posted: Wed Jun 17, 2009 9:29 pm
by Adam Davies
Hi
Well they have the casting vote.
Cleardebt are an excellent company and I am sure that they would not put forward an IVA unless confident of success
Regards

Posted: Thu Jun 18, 2009 9:06 am
by size5
If you have any concerns whatsoever, then feel free to contact me directly, my details are in the experts section on the left. As Andy says, whilst there is no cast iron guarantee of success with your proposal, your advisor would not have put you forward if he or she did not think that you had a good chance of success.

Regards.

Posted: Mon Jul 06, 2009 2:54 pm
by sturty999
Just had the good news! IVA approved at creditors meeting this morning with a yes from Zopa! Now on the road to financial recovery and a MASSIVE thank you to everybody at ClearDebt . . . they have been fantastic.

Posted: Mon Jul 06, 2009 2:56 pm
by Michael Peoples
Well done to yourself and Cleardebt.

Posted: Mon Jul 06, 2009 3:05 pm
by MRBLUESKY
same from me well done andy and cleardebt that was quick, good luck for the future.[:D][:D]

Posted: Mon Jul 06, 2009 3:20 pm
by Shining
Great news for you and well done Cleardebt... All the best for the future x

Posted: Mon Jul 06, 2009 3:40 pm
by Skippy
Congratulations to you and Cleardebt and good luck for the future x

Posted: Mon Jul 06, 2009 10:52 pm
by kallis3
Just caught up with this - fantastic news for you and Cleardebt. Really pleased for you.

Good luck and keep posting.

Posted: Mon Jul 06, 2009 11:52 pm
by plasticdaft
Yup great news indeed. I had never even heard of zopa before this thread!!!