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Posted: Fri Jul 10, 2009 10:19 pm
by iva100
Im 18 months in my iva and have within the last 2 months recieved :-
3 letters from northern rock
4 letters from welcome finance
I have spoken to them both and told them that they should be aware that im in an iva and have agreed to stop correspondance with me.
However they say due to a new law they can send me statements telling me that im in arrears and how much i owe.
IS THIS TRUE ??????
Posted: Fri Jul 10, 2009 10:24 pm
by kallis3
Yes it is.
They are obliged to send a statement at least once a year. You can ignore it.
Posted: Fri Jul 10, 2009 10:53 pm
by MRBLUESKY
when did this new law start.
Posted: Fri Jul 10, 2009 11:22 pm
by merrypotter
NR hve sent me statements throughout my IVA
Posted: Sat Jul 11, 2009 8:55 am
by kallis3
Lasr October I believe.
Mind you, I've yet to receive one.
Posted: Sat Jul 11, 2009 4:12 pm
by Adam16
Strange I recieved a statement from blackhorse today.
Also got a strange letter of the Natwest. Which bascially told me I was arrears but that they were aware of my "payment plan", but they would still be telling me every six months how much I was in arrears by??
Posted: Sat Jul 11, 2009 4:50 pm
by kallis3
Obviously the same sort of thing.
Nothing to worry about.
Posted: Sat Jul 11, 2009 5:10 pm
by angelrainbow
Interesting, I won't worry when and if they start coming.
Mr AR still gets a monthly text from Egg with his balance, kinda funny really.
Posted: Sat Jul 11, 2009 5:34 pm
by kallis3
They can only claim the balance as at the start of the IVA - nothing else.
Posted: Sat Jul 11, 2009 8:03 pm
by ricbro
I get regular letters from MBNA. I just collect them and send to my IP.