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Posted: Sat Sep 19, 2009 8:47 am
by carrie
I renewed my buildings and contents insurance a couple of months ago with Halifax and was told I would receive a loyalty reward a after 3 months of £50. A bit ironic as they were one of my creditors.[:I]
The money was credited to my account this week. I think I already know the answer to this, but does it need to be included in my IVA as a windfall.
Thanks
Posted: Sat Sep 19, 2009 8:52 am
by kallis3
I wouldn't think so - you can usually have up to £500 windfall, and let's face it, £50 is neither here nor there.
We have a loyalty bonus from Atlantic Gas and Electricity every year, and I have never declared this.
Posted: Sat Sep 19, 2009 9:10 am
by carrie
Thanks Jan.
Money will be very welcome this weekend as I'm 40 on Monday[:X]
Nothing planned, but people at work think hubby is going to whisk me off somewhere as a suprise. No-one there there knows of the position I am in.
I've felt down the last couple of weeks as I don't feel I can properly celebrate my birthday. I have told hubby that I will suspend my birthday until 2014. He will be 50 and IVA will be complete.
Posted: Sat Sep 19, 2009 9:38 am
by Julie
I agree with Jan, no need to declare as its under £500.
Good timing, you can treat yourself for your birthday [:)] Good idea to suspend it and celebrate with hubby.....does that mean you'll still be 40 in 2014 [:D][:D]
Happy Birthday for Monday xx
Posted: Sat Sep 19, 2009 9:39 am
by S2004
i know how you feel im 30 in november and i thought i would not be able to do anything cos never have any spare cash but my mum has kindly offered to do me a party and it won't cost me a penny i have been in IVA 2 years now and i only told my mum about 3 months ago best thing i did she understands everything now and she helps me when she can.
i hope you have a great birthday it will be 2014 before you know it that's when my hubbys IVA finishes so i will be clebrating too
Posted: Sat Sep 19, 2009 9:44 am
by kallis3
Happy Birthday for Monday Carrie - enjoy having a treat with your money.
How I wish I was coming up to 30 or 40 again instead of staring 60 in the face!
Posted: Sat Sep 19, 2009 2:51 pm
by MelanieGiles
No windfall - you get yourself a nice treat!
Posted: Sat Sep 19, 2009 3:39 pm
by Skippy
Have a great birthday Carrie x
Posted: Mon Sep 21, 2009 9:50 am
by carrie
Well the big day is here!!
Thanks for all your birthday wishes.[:)]
Unfortunately I am now in plaster up to my knee after breaking my ankle!!
I went over on my heel on Saturday. I hadn't even had the chance to have a sip of wine, so that wasn't to blame. Just my cluminess.
I'll be in plaster for at least 6 weeks.
Luckily I get full sick pay, I would imagine that for health and safety reasons I won't be able to return until cast is off.
Looks like I may be a frequent visitor to the forum while I am off.
Posted: Mon Sep 21, 2009 9:56 am
by Julie
Happy Birthday Carrie......hope the ankle's not too sore [:0]...did the shoes survive??[:D]
Put your foot up and it will be great to have you on the forum as much as possible [;)]
Posted: Mon Sep 21, 2009 10:02 am
by Skippy
Happy birthday Carrie and sorry to hear that Carrie, I hope it's not too painful xxx
Posted: Mon Sep 21, 2009 10:11 am
by kallis3
Happy Birthday Carrie - sorry to hear about the ankle, hope it's better soon.
Posted: Mon Sep 21, 2009 2:13 pm
by Michael Peoples
Happy birthday from me too. Pity about the ankle but enjoy your time off [even if it was unintended].
Posted: Mon Sep 21, 2009 2:17 pm
by rhondda2
Happy Birthday from me as well. Hope your ankle gets better soon
Posted: Mon Sep 21, 2009 3:09 pm
by Shining
Happy Birthday Carrie, hope your ankle heals well and is not causing you too much pain. x