www.iva.co.uk

Posted: **Tue Nov 03, 2009 11:58 am**

[:D]I have not been on forum for a while, but did trawl this forum for many weeks ,before deciding i needed to address my financial situation.
That was back in august .
Now i am so glad i did , i spoke to Melanie Giles and her team , and i havnt looked back.
I have just finally had my IVA agreed , and now i can really look forward to a debt free life.I am under no illusion it will be easy, but i know i am paying back what i can.
It has not been easy the last couple of months , mainly waiting , dealing with awfull phone calls from creditors etc.But we got ther in the end.
I would just like to say a massive thankyou , to all those who answered all my early questions, and a massive thankyou to Melanie Giles and her team.
For anybody who is reading this, who is thinking of addressing there finacial situation, my advice is pick up the phone and get yourself some advice.
I also know that everyone is here .
First installment paid, a good nights sleep to come.

Posted: **Tue Nov 03, 2009 11:59 am**

Thats great news! Glad the forum helped you and now you can look forward to a debt free future xx

Posted: **Tue Nov 03, 2009 12:10 pm**

Congratulations and well done to Melanie and her team.

Posted: **Tue Nov 03, 2009 12:18 pm**

congratulations floss.its a lot easier paying back what you can afford everymonth.no more sleepless nights for you.merry xmas.well done mels team.

Posted: **Tue Nov 03, 2009 12:25 pm**

Congratulations and good luck for the future!

And it's still too early to think of Christmas Ronald!

Posted: **Tue Nov 03, 2009 12:42 pm**

Great result for yourself and another great result for Melanie and her hardworking team.

Good luck for your debt free future.

Posted: **Tue Nov 03, 2009 12:43 pm**

Well done from me too. Have a drink tonight and chill.

Posted: **Tue Nov 03, 2009 1:13 pm**

Congratulations!

Posted: **Tue Nov 03, 2009 3:33 pm**

Congratulations from us. Great to see another get their IVA approved.

Posted: **Tue Nov 03, 2009 4:23 pm**

Many congratulations and also to Melanie and her Team

Posted: **Tue Nov 03, 2009 4:59 pm**

Fantastic news Floss.

Excellent result for you and for Mel's team.

Posted: **Fri Nov 06, 2009 3:40 pm**

Hi floss just to add my congratulation too, those months will fly by, i can't believe that i have now paid 28mths (my payment goes out on the 1st but because isn't due till the 26th, hence why over on the left hand side it says 27 payments)the time has just flown by, lets hope that the next 3 go just as quickly or a miracle happens before then lol.

Posted: **Fri Nov 06, 2009 4:19 pm**

congrats thats great news, well done