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Posted: Mon Jan 04, 2010 11:34 pm
by grahame.3
hi my iva finnished last october09 but all of a sudden early december09 they are coming out of the woodwork chaseing me for money .
can they do this ?

Posted: Mon Jan 04, 2010 11:41 pm
by MelanieGiles
Hi Grahame and welcome to the forum

Legally no - so long as your IVA finished with a successful conclusion and not as a result of failure. A gentle word from your IP, coupled with a copy of your Certificate of Due Completion, ought to do the trick.

Posted: Tue Jan 05, 2010 6:31 am
by kallis3
Hi Grahame and welcome to the forum.

Sorry to hear that you are having problems, but rest assured the creditors can do nothing to you now.

I recommend that you check your credit record - you may find that you have defaults registered after the date of IVA approval. If so, you need to write to those creditors and tell them to remove them as they should not be on there.

Posted: Tue Jan 05, 2010 6:49 am
by flumpy dog
good luck grahame hope you manage to get rid of the pests [:)]