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Posted: Fri Mar 26, 2010 11:29 am
by dac26
I entered into an IVA on 15/5/09 and successfully completed this on 1/10/09.(A lump sum payment). My question relates to my credit refernce file which 9surprisingly) still does not show at all three of my creditors. Is there a reason for this ?.

Posted: Fri Mar 26, 2010 11:34 am
by Michael Peoples
Not all creditors use every credit reference agency so it is possible these creditors just do not show up on a search.

Posted: Fri Mar 26, 2010 11:44 am
by rayb
Hi,

There are actually 3 credit reference agencies which are Experian, Equifax and Callcredit so as Michael says Creditors do not use every one.