www.iva.co.uk

Well,
I have decided to try and go forward with a FF IVA with Melanie and her team
just waiting for paperwork to be sent and sorting out all the paperwork that I need to send to them-luckily I have everything in my DMP folders-too damn organised for my own good!(drive's my partner mad-and dont get her started on my spreadsheets!!!)
I know that the advice is to compare a few IP companys,but I have seen nothing but good reviews for Melanie,so why waste time ringing round when I am happy with what me and one of collegues have talked about already
I am on a DMP with payplan at the moment,they were supposed to call me last night for a chat and didnt call,so I will shortly be letting them know I no longer require there services
I am certain I will be on here a lot,so a hello to everyone and look forward to be being debt free
Onwards and upwards!

Hi shakermaker,
Welcome to the forum,Melanie and her team do seem to have a fanatical following on here [:D] I wish I had gone with them so lucky you.

I am glad to know I am not the only one who had everything organised in folders, gets hubby annoyed that I file everything but then he is thankful when I can lay my hands on any piece of info anyone wants.[:D]

Let us know how you get on

I am also hoping to do this with Mels team in the near future. Please let us know how you get on and good luck. You are in good hands!

We look forward to reading more posts from you shakermaker and nicola.sa is right, you are in good hands but then I would say that wouldn't I!!

Regards,

Tina, I feel so lucky to have found you. I have spoken to a few other IPs who clearly did not know what they were talking about including one who told me outright that creditors do NOT accept Full and final offers,no matter what the circumstances!! Its a good thing I had spoken to you first and read up on here otherwise I might have believed what he was saying! Very worrying for those who don't do their research and end up with one of those cowboys out there!

Thats why we need all of you lovely people on here to help educate and support people in the right directions!