www.iva.co.uk

Declan question i thnk......my F&f offer has been put forward to the repayment team with DFD its a really low dividend as the only other option is bankruptcy. the accounts team did not sound too optomitistc. ive lost my job im pregnant and my other son has been diagnosed with autism i will have to be t home to care for him now. i am gutted we are i this position. the time scale for the repayment team ..there isnt one so im left in completely limbo and should i cut my losses and just go bankrupt and on top of this i have to have a mamgram nxt week for lump i have found, i honestly dont think i can go on much longer i cant sleep my relationship is practically gone up the creek, northern rock and lloyds are our biggest vreditord and we got £=94.5% votes for our iva acceptenace...what are they both like voting for f&f offers soo very low but in my circumtaces..help!!

Hi Sam
So sorry to hear what is happening and I will do my upmost to ensure you get some sort of confirmation as soon as possible.

I know your case details so will go and have a chat with your IP right now.

Given what you are going through, I will do my best to ensure this gets resolved asap.

Thanks

Its great for DFD clients that you're on this forum Declan as you're a fast track to getting things sorted, espcially for situations like Sam's. I can almost see you with a "Super D" on your T shirt!

Hope things get resolved for you Sam and best wishes for everything else you are dealing with.

Regards,

Very best of luck from me too Sam. Given your circumstances creditors will hopefully be sympathetic and ignore the dividend. Intention to repay is much more important that the actual pence in the £ and I am sure Declan and the others at DFD will do their best to have your full and final accepted.

Good luck from me as well Sam x

Hi Sam
I’ve just had a good chat with your IP and we have prioritised your case. You will receive a call very shortly from one of my colleagues who will discuss the next steps but the full and final is being drafted up as we speak. Given your circumstances and all that is happened, we will do our upmost to help you get through this.

Thanks

You are truly a star Declam - how would this lady have fared without the forum?

It must make such a difference to DFD clients on here to have Declan posting.

Good luck Sam, I'm sure everything will work out for you x

Just goes to show how truly important this forum is and I’m happy to be part of it (on my 1st anniversary of posting) and help as best I can.

Thanks

Happy 1st birthday Declan!

Thanks Tina!

I second that one too, well done Declan and good luck to you too Sam i hope that things get sorted for you soon.

nice one Declan, well done for getting some focus on this case.. your are a true star...