www.iva.co.uk

If a person enters into an IVA, can the moratorium that ensues for 28 days on all proceedings against that person be lifted after the 28 days, or is it terminal?

Hi and welcome to the forum.

What is the moratorium for?

just googled it means delay in activity! sorry dont know answer

Are you talking about an action taken against you by a creditor?

If so, then one of the experts will be along to advise.

i'd imagine this is the action you can take to stop/delay a creditor getting a ccj applied against you while you pursue an IVA proposal. If you're in debt then its a good thing ... so not sure if that applies here or if you're a creditor waiting to get at a debtor?
I dont know the legalities but I would think that if the debtor is able to prove they are taking steps to address the issue - ie IVA/bankruptcy proceedings then the moratprium can get extended

I think you are probably right on that.

An IP can take court action to stop proceedings whilst the IVA goes through.

There is no moratorium in an IVA. You can get relief from creditor actions via an Interim Order - but this is not necessarily for a set time period and can be extended at the Court's discretion.