www.iva.co.uk

Posted: **Fri Aug 20, 2010 6:14 pm**

phoned DFD today and they said it can take up to 6 months to receive my certificate of completion[:0], is this right

Posted: **Fri Aug 20, 2010 6:20 pm**

No idea Traceman. Hopefully Declan can pick up on this one next week.

The good thing is that you know you have finished.

Posted: **Sat Aug 21, 2010 8:27 am**

6 months is rather long, mine took 6 weeks!

Until you get that Certificate any windfalls etc will still be due to creditors!

If yours was a straight forward case I would keep pestering for it or wait until you have it before claiming that lottery win!

Posted: **Sat Aug 21, 2010 8:29 am**

I can imagine I'll be the same at conclusion and want my certificate as I'm impatient. Hope you both get them sooner rather than later. xx

Posted: **Sat Aug 21, 2010 8:41 am**

To be honest, the fact that I have finished will be enough for me.

I can wait for the certificate.

Posted: **Sat Aug 21, 2010 8:42 am**

yes, my case is straight forward, il give it another 5 weeks then that takes it to 3 months and il give them another ring, i think helen who's also on this forum is in the same position as me

Posted: **Sat Aug 21, 2010 11:59 am**

For me finality will come with the certificate, I've just finished a further teaching qualification and although I've been told in principle it's passed, I'll be happy when the certificate is here as I never believe it until then.

Is it correct that until the certificate is issued windfalls etc., need to be declared? x

Posted: **Sat Aug 21, 2010 2:34 pm**

I believe so, which is why it is important to get hold of that certificate and not leave a windfall clause hanging over your head forever.

Posted: **Sat Aug 21, 2010 2:35 pm**

Totally agree x

Posted: **Sat Aug 21, 2010 6:20 pm**

same here lol, even then your name could be on the insolvency register for another 3 months after receiving your certificate like another poster explained in this forum, at least we will all be debt free though [:D]

Posted: **Sat Aug 21, 2010 10:13 pm**

I know I have already sang my IVA firms praises, but I received my Certificate of Completion within two weeks of my IVA finishing, and my name disappeared off the insolvency register a week later!

Posted: **Sun Aug 22, 2010 2:57 am**

what iva firm are you with struggling63

Posted: **Sun Aug 22, 2010 5:05 am**

That's great news Struggling63, I can only wish that the other IP firms take a leaf out of their book and send the certificates out / remove details from the register without undue delay.

Posted: **Sun Aug 22, 2010 9:36 am**

I had mine in about 3 weeks (McCambridge Duffy)

Posted: **Sun Aug 22, 2010 5:58 pm**

One for Declan I think - you need this certificate now - you have stopped paying so therefore you should be free from it ! Six months is too long - a couple maybe !