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Posted: Tue Sep 21, 2010 10:39 am
by carlibeth
I am considering an iva but presently have a car on pcp plan ,i think i can manage this outside the iva and need my car for work not just travelling to and from work there is still 3 years to run is it likely the finance company will take car off me if they know i am on an iva even if all payments up to date ? this is all thats holding me back at present ,thanks
Posted: Tue Sep 21, 2010 10:41 am
by Shining
Hi there and welcome to the forum. Other posters have cars on HP (not sure what PCP Plan is sorry).
I would advise you to take the advice of 2 or 3 companies, a list of companies can be found at
www.iva.com you will received free, impartial advice, which will be case specific.
One of our professionals should be able to advise about the car if you hang around I'm sure someone will be along very soon.
All the best. x
Posted: Tue Sep 21, 2010 10:51 am
by carlibeth
lesley_ wrote:
Hi there and welcome to the forum. Other posters have cars on HP (not sure what PCP Plan is sorry).
I would advise you to take the advice of 2 or 3 companies, a list of companies can be found at www.iva.com you will received free, impartial advice, which will be case specific.
One of our professionals should be able to advise about the car if you hang around I'm sure someone will be along very soon.
All the best. x
Posted: Tue Sep 21, 2010 10:52 am
by carlibeth
hi thanks pcp is similar to hp .I am new to this ,cheers x
Posted: Tue Sep 21, 2010 11:08 am
by Shining
There will be a way around it I'm sure, once you've spoken to a couple of companies all of it will become clear. It will be free advice so worth taking in my opinion. x
Posted: Tue Sep 21, 2010 11:04 pm
by MelanieGiles
PCP agreements are the same as HP agreements and you should be able to pay this outside of the IVA to secure your much needed car. This can be confirmed to you once you have decided to approach an insolvency practitioner for advice.