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Posted: Sat Oct 09, 2010 3:35 pm
by spurs
Hi all, if you fail to get an IVA with one company can you try another? Thanks
Posted: Sat Oct 09, 2010 4:18 pm
by MelanieGiles
Yes - but if the reasons for failure are based on creditor criteria, that will be same regardless of the firm you choose.
Posted: Sat Oct 09, 2010 4:37 pm
by kallis3
Melanie is right - if you are turned down now, it is unlikely anyone else will be able to get an IVA approved.
Posted: Sat Oct 09, 2010 8:16 pm
by Broke of London
Has a firm not taken on your case or has the proposal been turned down at the creditors' meeting? What feedback and advice did you get?
Posted: Sat Oct 09, 2010 8:25 pm
by kallis3
Spurs is being dealt with by DFD at the moment.
Posted: Sat Oct 09, 2010 9:22 pm
by spurs
I think I would be a bit happier if I talked to my IP, but so far that's not been the case, oh well im keeping everything crossed!
Posted: Sat Oct 09, 2010 11:14 pm
by Broke of London
Declan is with DFD - he might be able to help out with any problems or even put you in touch with your IP. I've never spoken to my IP and don't expect I ever will unless there is a big problem! Do you have your date yet?
Posted: Sun Oct 10, 2010 12:01 am
by MelanieGiles
You should always be able to speak to your IP at any time to express or discuss concerns. I continue to be amazed by the way some of the larger firms operate, in that clients are not allowed to access their IPs. Would anyone go for medical advice and accept what the desk receptionist diagnosed?
Posted: Sun Oct 10, 2010 12:35 am
by Lisa2009
http://www.insolvency.gov.uk/fip/
Click on this link and put in the name of your IP. It should give you a direct email address to him/her and make contacting them a little easier.
Posted: Sun Oct 10, 2010 8:38 am
by Shining
Excellent link from Lisa and I would use it. You do deserve to talk with your IP, you need to be happy from the outset of setting up an IVA as 60 months can be a long journey x
Posted: Sun Oct 10, 2010 12:22 pm
by kallis3
Spurs has had his meeting from what I can gather and he has had problems with Northern Rock over the mortgage, and Lloyds, his biggest creditor, had not voted.
Hopefully Declan can find out what is happening.
Posted: Sun Oct 10, 2010 1:12 pm
by spurs
Thanks for everyones reples! This forum is a god send!
Posted: Sun Oct 10, 2010 1:35 pm
by Shining
I agree spurs the forum is a godsend to me too x
Posted: Sun Oct 10, 2010 1:36 pm
by kallis3
Me as well!
Posted: Sun Oct 10, 2010 2:38 pm
by Broke of London
Me too. Sorry I didn't recognise you from your earlier post...I have a terrible memory. Fingers crossed for you.