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Posted: Sat Feb 05, 2011 10:32 pm
by Ade.1
Hi, Please what does 'SS' registerd on your credit file stand for?
Posted: Sat Feb 05, 2011 10:33 pm
by kallis3
Hi and welcome.
I have no idea I'm afraid. Whereabouts on the file is it?
Posted: Sat Feb 05, 2011 10:36 pm
by Skippy
You should have received a list of abbreviations with the copy of the credit file. I've tried googling it but the only thing I can find is social security number...
Posted: Sat Feb 05, 2011 10:46 pm
by Broke of London
Hi - I've had a google and I can only find info about America...sorry. I'm sure one of the experts will know. FYI...in America it's the social security number (random fact of the day)!
Posted: Sat Feb 05, 2011 10:48 pm
by Broke of London
Skippy - snap!
Posted: Sun Feb 06, 2011 1:45 am
by sjbyron
I think it means that something on your file has been satisfied like a CCJ
Posted: Sun Feb 06, 2011 8:03 am
by kallis3
Hopefully one of the experts can help.
Alternatively, give the Credit Reference Agency a ring and ask them.
Posted: Sun Feb 06, 2011 12:20 pm
by TheMatrix
It could just be two records of S, when they report monthly on your file - I suspect S = Satisified.
You can always check with the CRA concerned as to what the codes are.
Posted: Sun Feb 06, 2011 12:41 pm
by kallis3
You could be right.
I'd give them a ring just to query it.
Posted: Mon Feb 07, 2011 12:08 am
by Ade.1
Hi everyone and thank you very much for your numerous response and suggestions. I've been away over the weekend so didn't have access to the net hence couldn't get back to you all.Only got the gist about this site through a friend as l've been struggling to pay off my credit card debts.I.m owing a particular credit card company the sum of £5,000.00 and just recently offered £2,500.00 in a bid to have the rest written off.They agreed but however said they would have to register 'SS' on my credit file to last for 5yrs, something l've now been told means 'short settlement' which l still can't understand.What l was negotiating was a final one-off settlement.
Posted: Mon Feb 07, 2011 12:14 am
by MelanieGiles
If you are not repaying the full amount, then the descriptor of short settlement is probably appropriate, Ade.1.
Posted: Mon Feb 07, 2011 10:06 pm
by freddy
sorrry no idea
Posted: Mon Feb 07, 2011 10:07 pm
by kallis3
I think Mel has probably hit the nail on the head with this one.
Posted: Tue Feb 08, 2011 6:12 pm
by Ade.1
Hi, once again everyone thanks for your inputs,l think l'll just go with Melanie on this one.Surely its not the end of the road, thanks evryone!