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Posted: Sat Feb 19, 2011 1:25 pm
by adad67
Hi all,
I make my last payment this April (2011)
I have filled an income and expenditure form each year as I believe is the norm. I am being asked to complete on for this year as well. As my IVA finishes in April, it seems a pointless excercise to me. My supervisors receptionist says I still need to do it incase I can afford to pay more. Is this correct, as adjustments have only been made on an anual basis in the past.
Thanks in advance for any advice
Dave
Posted: Sat Feb 19, 2011 1:44 pm
by luluj
It will be to ensure you do not owe any overtime for the last year - well done for getting this far and enjoy your debt free life.
Posted: Sat Feb 19, 2011 1:51 pm
by kallis3
Hi Dave,
Luluj is correct. It's just to make sure everything is ok.
Well done on completing.
Posted: Sat Feb 19, 2011 2:07 pm
by back on track
WELL DONE
as the others say its only to check nothing else has changed for the last bit.
i cant wait to be in your position.i know it will come but it gives me a lift everytime one of you gets there.
come may im half way there and it only seems like yesterday i was dreading what was to come in the next 5 years.
we had a few probs early on and no doubt i will have a few in the future but its not half as bad as i thought it would be.
anybody looking in to an iva providing its right DO IT
Posted: Sat Feb 19, 2011 2:43 pm
by ginger3232
Congrats,on nearly finishing
Posted: Sat Feb 19, 2011 4:50 pm
by Shining
I'll add my congratulations too, it is normal practice to ensure everything is in order. Hope your debt free future is a very happy one. x
Posted: Sat Feb 19, 2011 5:31 pm
by clareyfarey
Hi Dave
I wasn't expecting it either, but I did a 5th year review, it was exactly the same as previous years.
About 8 weeks later, I got my final chairmans report, and now waiting for my completion certificate.
Congratulations on getting this far, IVA's are no easy solution, but you are very near the end!

The 1st payday you don't pay out is quite weird, but in a good way!
Here's to a debt free future, I bet you've learned a lot along the way, as we all have.
Cx
Posted: Sat Feb 19, 2011 9:42 pm
by Broke of London
Hi - I'm teaming with jealousy but very happy for you. Congrats on completing and best wishes for your future x
Posted: Sun Feb 20, 2011 2:53 pm
by TheMatrix
It is normal, I had to do an I&E form too on a final review earlier this year.
Well done from me to. It feels good doesn't it knowing that the end is finally in sight.
I'm quite looking forward to that experience clareyfarey on the 15th April, when every penny of my salary will be mine to keep - and no debts too, still feals weired saying that.
Posted: Sun Feb 20, 2011 2:56 pm
by kallis3
I shall raise a virtual glass to you inaiva. You can have a debt free Easter.
Posted: Sun Feb 20, 2011 3:01 pm
by TheMatrix
Posted: Sun Feb 20, 2011 4:30 pm
by orange
well done we arnt that far behind you with the finish ..1st august ..all the best