www.iva.co.uk

Posted: **Sat Mar 05, 2011 3:50 pm**

I keep reading about F & F, but no=one has explained what it is. I should know this from before, but I now have fatigue brain and am not firing on all cylinders. Can someone exlain please?? Thanks!![:(]

Posted: **Sat Mar 05, 2011 3:53 pm**

Hi Chardonnay, Full and Final offer is when you offer a settlement amount to conclude the IVA early. xx

Posted: **Sat Mar 05, 2011 3:57 pm**

Hi Lesley, Can you do it in BR s well and what sort of sums are involved?

Posted: **Sat Mar 05, 2011 3:58 pm**

Unfortunately Chardonnay you can't do it with BR.

Posted: **Sat Mar 05, 2011 4:02 pm**

Thanks Lesley, it was an outside shot anyway as we don't have any spare cash!! I would have had to ask family, so that's a releif!! x

Posted: **Sat Mar 05, 2011 5:04 pm**

Chardonnay, if you're paying an IPA and your financial situation has changed contact the OR and ask for it to be reassessed. The last thing you need is to be worrying about payments right now x

Posted: **Sat Mar 05, 2011 5:23 pm**

I'm sure the OR will be sympathetic when you tell them the circumstances.

Posted: **Sat Mar 05, 2011 9:31 pm**

hello chardonnay i would try what skippy and jan have said,hope your ok keep posting.

Posted: **Sat Mar 05, 2011 9:40 pm**

I'd certainly speak with the OR. I am sure they will be sympathetic to your position.

Posted: **Sat Mar 05, 2011 9:43 pm**

Send a letter with a revised I&E to the OR Chardonnay, I'm sure they will be sympathetic. xx