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Posted: Tue Mar 22, 2011 6:49 am
by Victor.vb
Good news. FandF has been accepted. Thank you for all your help and support. I have received fund from the third party. This is a good forum for advise and help.
I have paid another installment prior to the meeting which was not included in the FanF. The question is whether I can reduce the sum on Fand F payment.
Do we have to declare any other funds coming (penson fund) to IP. When it is the cutoff point after Fand F accepted. It will be in our credit file for 6 years. I greatly appreciate any help in this matter.
Posted: Tue Mar 22, 2011 7:32 am
by Broke of London
Hi Viktor - congratulations on your F&F. I don't know about the additional payment and the pension. You should discuss both your IP. If your IVA hasn't been closed off yet it could capture the pension so you need to be sure of the IVA being completed before drawing it down.
Posted: Tue Mar 22, 2011 8:56 am
by Shining
Hi Victor and well done on your Full and Final acceptance. You need to wait until you get your certificate of completion I believe before you're totally debt free. In regard of the payment I don't know but know one of our experts will be along very soon. x
Posted: Tue Mar 22, 2011 9:01 am
by Adam Davies
Hi
Your IP can confirm if you need to deduct that last payment from the full and final sum.
The IVA will be on your file for six years from when it first started
Well done for completing your IVA
Regards
Posted: Tue Mar 22, 2011 9:12 am
by Michael Peoples
If your IVA has been completed as full and final there should be nothing left to pay as anything afterwards is irrelevant in my opinion. There was a thread yesterday about a PPI reclaim after a F&F but I believe that to be different as the process commenced pre IVA.
Posted: Tue Mar 22, 2011 4:41 pm
by kallis3
Congratulations from me as well Victor - good luck for the future.
Posted: Tue Mar 22, 2011 5:15 pm
by luluj
Brilliant news - well done and enjoy a celebratory drink or two !
Posted: Tue Mar 22, 2011 6:49 pm
by Paula.bg
Brilliant.
Posted: Tue Mar 22, 2011 9:07 pm
by Julie.je
Congratulations Victor that's brilliant news x
Posted: Tue Mar 22, 2011 11:31 pm
by Victor.vb
Victor.vb wrote:
Good news. FandF has been accepted. Thank you for all your help and support. I have received fund from the third party. This is a good forum for advise and help.
I have paid another installment prior to the meeting which was not included in the FanF. The question is whether I can reduce the sum on Fand F payment.
Do we have to declare any other funds coming (penson fund) to IP. When it is the cutoff point after Fand F accepted. It will be in our credit file for 6 years. I greatly appreciate any help in this matter.
Posted: Tue Mar 22, 2011 11:44 pm
by Victor.vb
Once again thank you for all your advises.
It is a big relief to just await for the certificate.
I am right to say if any windfalls I can keep it after FF accepted or after the certificate.
In this forum we know the answers before we go to the forum.
Posted: Wed Mar 23, 2011 4:55 am
by Shining
You will need your certificate of completion in hand before your IVA is finalised.
Posted: Wed Mar 23, 2011 5:43 am
by andrea1968
well done Victor you lucky devil-very, very jealous!!!