Posted: Wed Apr 13, 2011 8:23 pm
today i have recieved a letter of supervisers final report and a copy of completion.... is that my iva finished now.. i paid my last instalmant in march... do i need to do anything now
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Posted: Wed Apr 13, 2011 8:24 pm
Hi myles, it's looking that way! Well done you for completing, must be a great feeling, if you have a certificate of completion then it should be finalised.
Posted: Wed Apr 13, 2011 8:28 pm
Sounds like you're done to me!
Congratulations.
Congratulations.
Posted: Wed Apr 13, 2011 8:51 pm
Congratulations...you're done xx
Posted: Wed Apr 13, 2011 8:53 pm
Debt free! Be happy :0)
Well Done
Well Done
Posted: Wed Apr 13, 2011 9:00 pm
Well done from me also. Debt freedom is yours, enjoy it 
x
xPosted: Wed Apr 13, 2011 9:04 pm
Well done - Just where i want to be in 5 years time.
Good luck for the future[:D]
Good luck for the future[:D]
Posted: Wed Apr 13, 2011 9:09 pm
congratulations on being free of debt, must be a great feeling to not owe anyone anything!
Posted: Wed Apr 13, 2011 9:10 pm
Congrats - well done.
Posted: Wed Apr 13, 2011 9:56 pm
What I'd give to be in that position!
Posted: Wed Apr 13, 2011 11:38 pm
Congratulations and well done. Now you can look forward to summer, Christmas, holidays etc etc etc - enjoy!!
Posted: Thu Apr 14, 2011 7:19 am
Congratulations,
soon be my turn, 4 years will go quickly
(well a girl can wish can't she [:D][:D])
soon be my turn, 4 years will go quickly
(well a girl can wish can't she [:D][:D])
Posted: Thu Apr 14, 2011 7:50 am
[:D][:D]
Posted: Sun Apr 17, 2011 1:03 pm
thanks for your kind comments, i have been an avid reader of this forum over the last 5 years and have found it invaluable for advice and for support.. i have kept my certiface of completion in a safe place but all my others letters and pay slips i have kept for the duration of my iva have been ceremonisly shredded.. cant tell you how satisfiying it was.. how do i go about repairing my credit file now my iva has finishd.. any advice or shoulkd ijust leave it to sort itself out.. do i need to write to the credit agencies.. ?
Posted: Sun Apr 17, 2011 1:08 pm
You need to check your credit details at all three agencies to see what is registered against your names.
Any defaults added after the date of IVA approval have to be removed and you need to write to those creditors with a copy of your completion letter and tell them to remove the defaults.
Any defaults added after the date of IVA approval have to be removed and you need to write to those creditors with a copy of your completion letter and tell them to remove the defaults.