Posted: Thu Apr 14, 2011 7:06 pm
I have run up additional debt on littlewoods, next and very totally 2k in addition to my IVA, i'm paying the 2k off each month. should i tell my IP as I'm about to offer a F&F
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Posted: Thu Apr 14, 2011 7:10 pm
Think it's best to come clean. I'm still new to this but I don't think you are allowed to do this when in an IVA?
Posted: Thu Apr 14, 2011 7:11 pm
Think it's best to come clean. I'm still new to this but I don't think you are allowed to do this when in an IVA?
Posted: Thu Apr 14, 2011 7:12 pm
Think it's best to come clean. I'm still new to this but I don't think you are allowed to do this when in an IVA?
Posted: Thu Apr 14, 2011 7:15 pm
Not quite sure why that posted 3 times!!! I only pressed submit once!
Posted: Thu Apr 14, 2011 7:30 pm
hiya martine,
i would give your ip a call and explain the situation,
i received and read my proposal today and it does clearly state no credit to be taken whilst in an iva, not sure if yours is the same.
i would give your ip a call and explain the situation,
i received and read my proposal today and it does clearly state no credit to be taken whilst in an iva, not sure if yours is the same.
Posted: Thu Apr 14, 2011 7:34 pm
how far into your iva are you?
Posted: Thu Apr 14, 2011 7:37 pm
We all make mistakes. Speak to your IP and let them guide you on hoe to resolve it xx
Posted: Thu Apr 14, 2011 7:42 pm
Totally agree with BOL.
Posted: Thu Apr 14, 2011 8:14 pm
I'm halfway throuh my IVA. I'll call my IP, fingers crossed it will be okay!!
Posted: Thu Apr 14, 2011 8:18 pm
Sure they will be able to advise on a way forward.
Posted: Thu Apr 14, 2011 8:23 pm
Hopefully it will be ok and then you can move on with your IVA x
Posted: Thu Apr 14, 2011 8:33 pm
good luck with the IP let us know how you get on
Posted: Thu Apr 14, 2011 10:33 pm
Good luck - hope it works out ok for you.
Posted: Fri Apr 15, 2011 7:18 pm
I contacted my IP who read the T&Cs of my IVA (I felt like a naughty child listening to the headmaster 
) ) When she'd finished she asked why I did it and i explained that my debts in the first place had been run over several years when I suffering from clinical depression and my dad had found out in late November that he had terminal lung cancer and I started to spiral out of control again - luckily though after a few weeks I realised what I was doing and sought help. She asked why I did it and I wasn't going to lie. I think my honesty threw her a bit because she mumbled that she was sorry and that it would be noted on my file but I had to pay it off asap. I'm glad I spoke to her, so thanks for the advice everyone.
) ) When she'd finished she asked why I did it and i explained that my debts in the first place had been run over several years when I suffering from clinical depression and my dad had found out in late November that he had terminal lung cancer and I started to spiral out of control again - luckily though after a few weeks I realised what I was doing and sought help. She asked why I did it and I wasn't going to lie. I think my honesty threw her a bit because she mumbled that she was sorry and that it would be noted on my file but I had to pay it off asap. I'm glad I spoke to her, so thanks for the advice everyone.