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Posted: Sat Apr 16, 2011 9:37 pm
by KEVINH10
Have now been given my creditors meeting date for the 5th May. Has anyone else used payplan for an IVA?
Really nervous already.
Posted: Sat Apr 16, 2011 9:41 pm
by Shining
Hi all the best for the 5th May, welcome to the forum and some of our posters are with Payplan without a problem.
Nerves are a natural part of the process, try and relax as I'm sure the best offer to your creditors is on the table. x
Posted: Sat Apr 16, 2011 9:41 pm
by briggadeen
Welcome to the forum!!
Quite a few of the posters use Payplan, and one of their staff also post on the forum.
Good luck for your creditors meeting, it won't be long and I am sure that your IP has made sure your proposal is acceptable.
Posted: Sat Apr 16, 2011 9:43 pm
by kallis3
I'm with Payplan and had no problems so far. The 5th is a good day as well as it's my daughters birthday!
You'll be fine - post on here for support at anytime, someone is usually around!
Posted: Sat Apr 16, 2011 9:50 pm
by KEVINH10
Thanks for your replies so fast. I have to say Payplan have been very helpul from the first day i have phoned them. just hoping natwest and egg go for it as they are the majority of my debt.
Posted: Sat Apr 16, 2011 9:57 pm
by kallis3
You'll be fine! I look forward to a positive post!
Posted: Sat Apr 16, 2011 10:00 pm
by Julie.je
Everything will be fine on the 5th x Its my youngest daughters birthday on the 5th as well Jan x
Posted: Sat Apr 16, 2011 10:02 pm
by kallis3
Mine will be 23 Julie! How old will yours be?
Posted: Sun Apr 17, 2011 10:01 am
by kat68
all the best for the 5th kevin.
Posted: Sun Apr 17, 2011 10:11 am
by nepensioner
This is the hard bit now Kevin, you have done everything you can and have to sit and wait,keep the faith with your IP, they would not have done all this work without the expectation of success.
Posted: Sun Apr 17, 2011 2:51 pm
by Hayley.gb
I was approved on 24th March with payplan and believe me I know what you mean when you say your nervous already, Like I say we were approved, no amendments whatsoever and 100% creditors voted yes, so all I can say is Payplan got it right for us.
Good luck for the 5th but I'm sure you won't need it.x
Posted: Sun Apr 17, 2011 7:30 pm
by zega
I'm halfway thru my IVA this month. Egg and Natwest were two of my creditors. Natwest were fine. Egg was a little more tough but agreed to my plan with only a tiny additional ask. Once the meeting is over the relief is immense... suddenly your life is your own again. 5 yrs feels like a long time but it's got to be better than struggling on trying to make ends meet and keeping the creditors at bay. Downhill from here for me!!
Posted: Sun Apr 17, 2011 8:38 pm
by Julie.je
Natwest were one of our creditors and were ok with our proposal. Once you get that phone call saying your IVA is approved you will feel so relieved and be able to get your life back on track.
Jan - my daughter will be 17 on the 5th and my son 23 on the 4th May.
Posted: Mon Apr 18, 2011 3:12 pm
by susieq73
Good Luck - I am sure everything will be fine
Posted: Mon Apr 18, 2011 3:30 pm
by kallis3
Blimey Julie - just 24 hours between your son and my daughter!