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Posted: Tue Jul 05, 2011 12:26 pm
by Dee.cg
can my husband put both of our debts together under an IVA as he is working?
Posted: Tue Jul 05, 2011 1:24 pm
by Pandy
You can have what is known as an interlocking IVA, both of you have IVA's but one of you make the payment and it covers both. I have one with my hubby as I work and he has no income, but all our debts are covered, because the payment is worked out on disposable income all household income is taken into account.
Posted: Tue Jul 05, 2011 3:15 pm
by MrsKnight
Hi Dee & welcome to the forum,
Yes you can, my husband & I are also in a interlocking IVA with joint & separate debts together, making one payment per month.
Please take a look at
www.iva.com for a list of reputable IPs & IVA companies with customer reviews, pick 2-3 that you like the look of & give them all a ring for some free & impartial advise on your situation.
Best of Luck & let us know how you get on x