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Posted: Wed Jul 06, 2011 6:02 pm
by molly16
nearly there ! our iva was extended by 12 months due to the equity or should i say not being able to remortgage, but 68 payments made 4 left , roll on winter !! we are starting to recieve emails saying our credit scoring is good enough for vanquis credit card ! havent looked at credit score and imagine its still shot . not that i want credit card but once iva complete will consider just to start rebuilding our credit score. cant believe where the time has gone , its flying past .
Posted: Wed Jul 06, 2011 6:16 pm
by MrsKnight
Excellent news Molly! Im very pleased for you, but I dont want the winter to roll on, sorry!
Lots of luck with the next 4 months x
Posted: Wed Jul 06, 2011 10:52 pm
by kazzafunk
Looking out of the window tonight I think winter is here!
Can't believe I have the heating on in July.
Well done for getting so far!
Posted: Thu Jul 07, 2011 8:12 am
by kallis3
I thought I suffered with the cold kazza - it was very humid here last night and warm.
A lot cooler today thankfully. We could do with a good storm though!
Posted: Thu Jul 07, 2011 8:33 am
by littlefi
Fantastic news, nearly there. Bet it feels great! I'm just starting and will have to extend by 12 months as well, but that's ok, as I know from so many people who are nearly finishing on here that it soon goes.
Posted: Thu Jul 07, 2011 1:32 pm
by kazzafunk
I think the problem with our place is it is on a hill on the edge of Bodmin Moor so if the wind is blowing in our direction it hits us hard.
Heating switched off at 6pm last night and lovely here today (showery but warm and sunny inbetween).
Posted: Sat Jul 09, 2011 10:09 am
by ashnatlucy
I think we have made our 9th payment and seems Payplan have made their 1st payment to our creditors as we received some mail from our debtors, which is a good feeling in a strange was as our debt is starting to reduce. Hate wishing my life away as have 3 young children but in a positive note as you fellow IVA'ers our aware the years come around quickly, hopefully when My final payment is due around 5 years from now which will include my extension i'll be 44 years old and hopefully yound and fit enough to start life again, I think my youngest will be 12 years old. Hope to slow life right down when debt free. [8D]
Posted: Sat Jul 09, 2011 1:57 pm
by orchid5
Well done molly, good luck and hopefully those four months will fly by and so will the winter lol, take care and be safe. xx
Posted: Sat Jul 09, 2011 2:50 pm
by MRBLUESKY
well done Molly,its thundering and lightning here in teesside again[:(]
Posted: Sat Jul 09, 2011 6:10 pm
by Adam Davies
Hi
Very well done to get this far
You will be debt free soon and able to enjoy your disposable income all to yourself
Regards
Posted: Sat Jul 09, 2011 7:25 pm
by orchid5
That's the scary part to be honest Andy, we all dream about what we are going to do with the money we pay over presently but if things continue to go up and up as they do that will soon be swollowed up, but you know at least i'll be debt free and learnt the art of budgeting.