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Posted: Sat Jul 16, 2011 7:34 pm
by PHOENIX
Hi all,

been looking on my final report and it says my ip has sent a copy of the certificate to all my crediters,do i still have to send a copy registerd post to them all. should i wait a while then check my credit report on all three credit agencies before sending copies. advice appreciated.

Paul x

Posted: Sat Jul 16, 2011 7:44 pm
by Foggy
There's no rush, you have until the 6th anniversary of acceptance to clear things up, record-wise. First, make sure that all defaults are registered prior to or on the date of acceptance of the IVA, so that they all drop off at the right time. I would send copies of the certificate to Experian, Equifax and Call Credit, asking for the IVA to be marked satisfied. Then it's a wating game for that 6th anniversary, I think.

Posted: Sat Jul 16, 2011 8:03 pm
by PHOENIX
cheers Foggy