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Posted: Tue Jul 19, 2011 12:19 pm
by Mark.7
Hi my IVA is supposed to be getting discussed today at the creditors meeting. Although my IP is confident I am not. I was told the meeting would be held at 10.30 but I have still not heard anything back yet and it is now 11.30. I thought it would be a quick process is this a good or bad sign do you think? I am extremely nervous!!!
Posted: Tue Jul 19, 2011 12:26 pm
by lem
Aww try not to worry too much Mark, I am sure everything is fine and you will hear soon, if your IP wasn't confident of it going through then they wouldn't be proposing it so have faith!
Posted: Tue Jul 19, 2011 12:42 pm
by Adders
Give them a call they should be able to let you know how it is going.
Posted: Tue Jul 19, 2011 1:36 pm
by Mark.7
Took your advice and rang them at 1.30. Funnily enough they were just about to ring me! I can't believe it but the creditors who attended have accepted my proposal. £210 a month on a joint IVA for £58000 debt. I am absolutely over the moon. We had not realised how much debt we were actually in and when we did we did not know where to turn especially after ringing certain of our creditors to discuss reducing interest charges etc and being fobbed off. I would like to say a big, big thank you to those people at CCCSVA who have sorted this out for me. Even better I don't start paying anything until the first of september!!!!
Posted: Tue Jul 19, 2011 1:38 pm
by nepensioner
So pleased for you Mark, may your journey be smooth...
Posted: Tue Jul 19, 2011 1:39 pm
by littlefi
YAY good news!! I'm glad you heard, it took my IP a while to call me after the meeting cos he was called into another, worst couple of hours!!!
Posted: Tue Jul 19, 2011 1:53 pm
by kazzafunk
Well done Mark!!
Posted: Tue Jul 19, 2011 2:24 pm
by Shining
Fab news on the outcome of your meeting, I hope your journey to debt freedom is a very smooth one. x
Posted: Tue Jul 19, 2011 3:33 pm
by KAYKAY
Great news... I remember the feeling well, the thought of being totally debt free is amazing, but it can be done.
Posted: Tue Jul 19, 2011 4:03 pm
by Ralph
Congratulations on approval.
Posted: Tue Jul 19, 2011 4:23 pm
by frost
Congratulations on the approval.
Posted: Tue Jul 19, 2011 4:24 pm
by luluj
Great news...enjoy the journey to debt freedom. Great opportunity to build up a contingency between now and september ...the pressure has lifted and you will soon be in the swing of weekly budgeting !
Posted: Tue Jul 19, 2011 4:25 pm
by luluj
Great news...enjoy the journey to debt freedom. Great opportunity to build up a contingency between now and september ...the pressure has lifted and you will soon be in the swing of weekly budgetting !y
Posted: Tue Jul 19, 2011 4:37 pm
by Tina Shortland
Great news Mark7 - happy celebrating
Posted: Tue Jul 19, 2011 4:37 pm
by kallis3
Congratulations Mark, so glad you have been approved. Good luck with the IVA.