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Posted: Sat Jul 23, 2011 10:58 am
by dodge
JUST RECIVED OUR CHAIRMANS REPORT ONLY TOOK 2 DAYS TO ARRIVE BUT WAS VERY SUPPRISED HOW MANY CREDITORS DIDNT VOTE AND WE GOT 77.1 % IN FAVOR SCARY TO THINK WE ONLY JUST MADE IT
Posted: Sat Jul 23, 2011 11:06 am
by Foggy
Hi Dodge --- the important thing is you DID make it -- and all of the creditors are bound by your IVA -- so relax and don't fret about who did and didn't vote [:)]
Posted: Sat Jul 23, 2011 11:45 am
by kallis3
Doesn't matter as long as you got there!
Posted: Sat Jul 23, 2011 12:21 pm
by dodge
very true thanks for the reasurance still havnt quite get my head round the fact that it was a YES YES YES !! and that i can relax and stop worring still feel anxious but im sure it will pass with time x
Posted: Sat Jul 23, 2011 12:32 pm
by kallis3
The feeling will pass. You'll love the fact that the postman walks straight past your door and the phone only rings when friends and family call!
Posted: Sat Jul 23, 2011 12:46 pm
by MRBLUESKY
Congratulations dodge well done,enjoy the weekend.
Posted: Sat Jul 23, 2011 1:00 pm
by luna
Hi,
Congratulations, well done.
Posted: Sat Jul 23, 2011 2:34 pm
by gemma2506
Hi Ya - were in this very nervous boat waiting for creditors meeting, i am so so scared its awful, can I ask which creditors turned you down? I am so worried ours are going to!
Posted: Sat Jul 23, 2011 4:10 pm
by dodge
Hi gemma i had a debenhams and evans store/credit cards i got no for both SIMPLY BE ,MBNA ,VIRGIN NEVER VOTED FOR ME OR MY HUSBAND HALIFAX VOTED YES FOR CREDIT CARDS,LOANS,OVERDRAFTS AS DID NEXT AND LITTLEWOODS,VERY HOPE THIS HELPS X
Posted: Sat Jul 23, 2011 4:40 pm
by kallis3
It doesn't seem to follow any set pattern Gemma. My store cards didn't vote from what I can remember, Lloyds TSB voted no and they were one of my smallest creditors.
I'm sure you'll be fine.
Posted: Sat Jul 23, 2011 9:18 pm
by mattyboy
Yeah I agree that it doesn't follow a pattern. All of my major creditors voted yes, RBS, EGG, Nationwide, student loans company, only one to reject was Hsbc for a minor debt. I was surprised they all went for it especially the student loan company, I didn't even think they could be included and nearly left them off but fortunately I was upfront with my IP and they sorted it for me. Don't try to predict the outcome, most IVAS are voted yes. Some money to your creditors is better than no money in a bankruptcy!
Posted: Sat Jul 23, 2011 9:24 pm
by Broke of London
Congratulations Dodge! That's great news for you...good luck for a smooth couple of years xx
Posted: Sat Jul 23, 2011 9:26 pm
by kazzafunk
Gemma - I understand it is a worrying time. There is no rhyme or reason to the voting. Grant Thornton voted on behalf of Barclaycard, Capital One and Egg and bizarrely voted yes to all apart from hubby's capital one card where they didn't vote. MBNA didn't vote (told that's not unusual) and I don't think Fashion World or Creation Finance voted.
As long as they can see the best offer is on the table I'm sure you'll be fine.
Posted: Sun Jul 24, 2011 12:22 pm
by footiemad
Gemma - out of 18 creditors only 2 voted no and they were Barclaycard and Ikano (principles store card). All the others who bothered to vote were yes x
Posted: Sun Jul 24, 2011 12:32 pm
by footiemad
Well done Dodge x