www.iva.co.uk

I am moving to Spain and I am currently in my 2nd year of an IVA. I will continue to pay it but my question is, will my credit rating still be as worthless in Spain as it is here??

Thanks

Hi,

Your IVA will continue as normal but I have no idea whether you will have a credit rating in Spain or not.

I've no idea about your credit rating but hope you enjoy your relocation to Spain. x

I know Experian have offices all over the EU - so i am sure that data will be shared within the EU.

However being in a IVA at present - would restrict any access to credit at the moment ??

It is unlikely that your credit rating will extend to Spain - but I assume that you will not be looking to take out credit over there in any case, as this could result in the failure of your IVA.

Oh no, I have no intention of getting any credit. I have learned from my mistakes. I'm just thinking of how it affects getting a bank account there etc.