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Posted: Mon Aug 22, 2011 2:00 pm
by Paul.am
I have had an Iva since Aug 2008, and been paying every month. We can't have kids so we have been approved to adopt 2 young children. What will happen to my Iva. I still have until 2014 for it to finish. I don't want it to end as we have been paying every month and never had any issues, but we will not be able to afford what we are paying now.
Posted: Mon Aug 22, 2011 2:25 pm
by kallis3
Congratulations on the news, you must be very excited. You will need to speak to your.
Ip and I am sure something can be worked out.
Posted: Mon Aug 22, 2011 3:01 pm
by liverpig
I really hope you can sort something out with your IP so you can continue the IVA and not compromise the adoption.
Posted: Mon Aug 22, 2011 3:08 pm
by ginger3232
Paul.am - welcome to the forum -
As adopters you will have a social worker(case worker)from Social services check with your own case work about the finanical package that is available to adopters- also dont forget any tax credits/child benefits,which includes 26 weeks paid Stat Adoption benefits
Posted: Mon Aug 22, 2011 3:31 pm
by Shining
What wonderful news for you and I wish you well with the adoption. Do talk to you IP about the financial side and I'm sure something will be worked out.
Posted: Mon Aug 22, 2011 5:49 pm
by Rosepetal
wonderful news,i agree your IP should help you with this& tax credits too! congratulations! keep in touch with how things are going x
Posted: Mon Aug 22, 2011 6:42 pm
by Foggy
Just wanted to say Congratulations on the adoption approval.
Careful though --- we couldn't have anymore kids and decided to adopt --- halfway through the course one of us (guess which one) fell pregnant !!!
.... before you say it ... our postie at the time was a woman
Posted: Mon Aug 22, 2011 6:45 pm
by kallis3
[:D][:D]
Posted: Mon Aug 22, 2011 9:54 pm
by MelanieGiles
What absolutely marvellous news, which probably puts your debt issues completely into perspective. I would not rush to make a decision about the IVA yet - wait and see what benefits you are entitled ot in terms of child benefit and tax credits, and how the little ones are going to affect your lifestyle and budget before you leap to amend the terms of the IVA. It may been that you simply need to broker an extended payment break whilst they settle in, and then even you might be suprised as to how much of the additional expenditure can be absorbed within your existing budget to make ongoing IVA payments more affordable.
Posted: Tue Aug 23, 2011 9:13 am
by flow13
Congratulations on your news. I hope everything goes well for you. x
Posted: Tue Aug 23, 2011 9:59 am
by Broke of London
That's such exciting news! Congrats on your growing family xx
Posted: Tue Aug 23, 2011 11:07 am
by plasticdaft
Fantastic news.
Paul
Posted: Tue Aug 23, 2011 11:43 am
by orchid5
Fantastic news for both of you and i hope many years of enjoyment, i wish you both good luck and i'm sure the IVA arrangements can be sorted out to allow for this lovely change in your lives. xx
Posted: Tue Aug 23, 2011 1:37 pm
by kat68
wonderful news, congratulations....
Posted: Tue Aug 23, 2011 2:04 pm
by Lisa2009
Brilliant news!