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Posted: Sat Aug 27, 2011 10:11 pm
by Roma
Hello!
Im so sorry for me english -

Im in touche with 3 companies and waiting to talk with 4 tommorow.
Worries me that one of the companies (the first i spoke) take me card number. What i can do to make sure that they dont take many from me bank acount unless I choose them?
Posted: Sat Aug 27, 2011 10:16 pm
by kallis3
Hi Roma and welcome.
Which companies have you spoken to and why have you given one a card number?
Are they IVA companies?
Posted: Sat Aug 27, 2011 10:17 pm
by ginger3232
Roma - welcome the forum - firstly dont give you card number out at all - if they want it REFUSE and go elsewhere speak to a few companies listed on here - discuss all your options with a few companies and find the solution right for you.
What comapnies are asking for card numbers ??? - it maybe the forum is able to advise
Posted: Sat Aug 27, 2011 10:19 pm
by ginger3232
I would add - i would ring you BANK NOW - tell them you purse and card are missing - cancel the card
Posted: Sat Aug 27, 2011 10:21 pm
by MRBLUESKY
The best way to set up payments in a iva is by standing order it gives you full control.
Posted: Sat Aug 27, 2011 10:22 pm
by Roma
Hi!
Thank You, I Was so nerves I forgat to said : Hellooo!
It Was a : 123 Debt
I cant call them as i dont have any credits on me phone. I will go to brunch in monday.
I dont have many on my bank account so They can get anything, but Im still worry.
Posted: Sat Aug 27, 2011 10:23 pm
by kallis3
You should not give any details over the phone until an IVA is in the process of being set up and only to a reputable company.
Posted: Sat Aug 27, 2011 10:25 pm
by ginger3232
you need to speak to your Bank now - 24 hours a day - usually on a 0800 number report the card as missing (this will cancel the card)
Dont give you card number OUT to anyone - unless you know who they are - otherwise the BANK may hold you completetly responsible for all the withdrawals
Posted: Sat Aug 27, 2011 10:27 pm
by kallis3
Which other companies are you in contact with? It may be that we can help with advice over them.
Posted: Sat Aug 27, 2011 10:28 pm
by Roma
I know...

Thost didnt know what to do. I thought its was normal procedure until I talk with other company...
Posted: Sat Aug 27, 2011 10:30 pm
by Roma
I talk with McCambridge Duffy
Kensington Financial Management
And tomorrow is: Vincent Bond
Posted: Sat Aug 27, 2011 10:31 pm
by plasticdaft
Score them off your list and look at
www.iva.com for reviews of companies and use that to help you choose who to contact.
Paul
Posted: Sat Aug 27, 2011 10:32 pm
by kallis3
You should speak with several companies before making a decision but some are better than others!
You need to make sure that no payments are taken from your card. Report your card lost so that nobody can take anything from there.
The forum is here for you and we will give you all the support and advice that you need.
Posted: Sat Aug 27, 2011 10:32 pm
by Roma
plasticdaft
I look to this page

Thank You
But i didnt find 123 Debt...
Posted: Sat Aug 27, 2011 10:34 pm
by Roma
kallis3 Thank You very much. I never belive that I can do IVA... Thats the reason when lady said I can pay 245 pounds per month - so so happy!
Letter I check another companies...