www.iva.co.uk

What are the chances of an IVA being declined by the creditors? I'm feeling nervous now, two weeks to go before the meeting. Everything went on smoothly when I sent all the documents to the company dealing with it. In fact, it was so straightforward, which makes we wonder, if that is the norm. I'm usually, a positive person, but at the moment, I'm a little bit worried. What shall I do if my IVA is not accepted?

I'm sure you'll be fine. Your IP wouldn't be putting the proposal forward if they didn't think it had a good chance of success x

I am sure you will be fine but it is natural to worry.

In the event it wasn't't accepted then you can always do a dmp at least in the short term.

We don't get many rejections on here at all. Can't remember the last one.

Hi Mia - try not to worry although easier said than done I know!

Many IVA applications can go through very smoothly and it can seem almost too good to be true. If your case is straightforward, you have a good IP representing you and you are efficient in providing what is required of you there is no reason why it wouldn't be as you have experienced. The rest is now in the hands of the creditors and hopefully your IP has put forward the best possible proposal.

Good luck for the decision day and let us know how you get on. Use us on the forum as the day draws near as the nerves will probably get more fraught but so many on here have been right where you are now.

There is absolutely no reason to worry if things have gone smoothly so far Mia. The main reason why IVA applications are delayed is that it can take time to get all the necessary documents required by the IP together. If you were able to provide everything without delay, there is absolutely no reason why your IVA will not sail through within 4 weeks start to finish.

Be positive...as others have said you would not be at this stage if your IP felt your proposal was not going to be accepted !

Good luck !

Nerves are normal but rest assured if the best offer is on the table then creditors will go for it.

Paul

Hi
You are worrying too much Stop Your IVA would have been pretty much guaranteed to go through as it takes a fair bit of time and expense to make one If its a very straightforward IVA ie you are in a job and the amount you are going to pay is within your budget then you are fine It has to work for both parties so if you are happy with your side of the bargain then its going to be ok as there choice would be that they get no money from you so its a win win
You can read posts in here but that may get you thinking more about it Just pop it to the back of your mind and let things roll along Dont cross bridges until you come to them best way to go

Looking forward to reading a positive post on here after you have been accepted.

hi, we all felt like you at this point,it is so stressful,so important it goes through.

IP's have good idea of what will be accepted,take hope from that![:)]

posting for support helped me a lot,hug x

take heart from all the positive results shown on here Mia, all the very best for your meeting[:)]

All the best Mia as others say best offer on table etc., Let us know won't you x