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Posted: Fri Sep 16, 2011 9:22 pm
by Adders
Well to say im amazed is an understatement. Finished my IVA in June this year. Its still on my file but shows as settled. Throughout the IVA i've been saving what i can with a credit union. On the off chance i enquired if they would finance a new car. After an open and honest talk about the IVA the loan has been approved. They state they look at affordability not past history and the fact i kept regular payments with my IVA shows i can easily afford the monthly payments.
Posted: Fri Sep 16, 2011 9:25 pm
by ginger3232
Adders - enjoy the new car ! what are you geting ?
Posted: Fri Sep 16, 2011 9:26 pm
by kallis3
Excellent!! Enjoy the new car!!
Posted: Fri Sep 16, 2011 9:29 pm
by Adders
Well about 3 hours ago thought it was a Vauxhall Insignia until the dealer rang me and stated the information on the internet was wrong. In fairness i should have known it was to good a deal. Will just be nice to have a reliable car
Posted: Fri Sep 16, 2011 9:30 pm
by kazzafunk
A very encouraging post for anyone in an IVA adders. Thanks for posting!! Enjoy your car.
Posted: Fri Sep 16, 2011 9:31 pm
by Adders
Must say though its a terrifying thought taking on credit again. That will be it until it's payed off
Posted: Fri Sep 16, 2011 9:32 pm
by ginger3232
AW - that disappointing - but there are load of others out there - take you time and get something you really want - after 5 years in a IVA - see it as your treat!!!
Posted: Sat Sep 17, 2011 6:52 am
by luluj
Brilliant news - enjoy your new motor !
Posted: Sat Sep 17, 2011 9:21 am
by Shining
Fab news enjoy your new car x
Posted: Sat Sep 17, 2011 9:55 am
by Foggy
Good news Adders. If the repayment is less than your IVA payment was, you'll still feel better off!
What are you getting in the end ? ... hmmm .. that's didn't come out as I meant it ....
try again ...
What car are you eventually getting ?
Posted: Sat Sep 17, 2011 11:02 am
by ginger3232
Foggy wrote:
Good news Adders. If the repayment is less than your IVA payment was, you'll still feel better off!
What are you getting in the end ? ... hmmm .. that's didn't come out as I meant it ....
try again ...
What car are you eventually getting ?
Dont know what you mean !! [:D]
Posted: Sat Sep 17, 2011 11:03 am
by animaleyes76
Which credit union by the way, just for the benefit of other posters
Posted: Sat Sep 17, 2011 11:05 am
by ginger3232
ginger3232 wrote:
Foggy wrote:
Good news Adders. If the repayment is less than your IVA payment was, you'll still feel better off!
What are you getting in the end ? ... hmmm .. that's didn't come out as I meant it ....
try again ...
What car are you eventually getting ?
Dont know what you mean !! [:D]
Posted: Sat Sep 17, 2011 5:33 pm
by orchid5
Well done Adder, good luck with your new car and just shows that common sense prevails here, the fact that you have lived on a budget and paid back whatever each month is testimony to being committed. xxx
Posted: Sat Sep 17, 2011 8:28 pm
by footiemad
That is very good news indeed x