Posted: Sun Nov 06, 2011 2:02 pm
just an update on my earlier postiing regarding my notice of breach from ---.well i got to the bottom of why it had been issued due to the inclusion of our repossesion shortfall and our secured loan becoming unsecured.so i got a phone call from --- saying our payments were going to more than double.i told them i could not meet the repayments they were asking for for and was then asked what could i afford which seems very odd to me.i told them i thought it would be better for me to go bankrupt at which point they magically knocked over £250 pm off the repayments my question is this normal practice.