www.iva.co.uk

why i cant open a new account in any bank. because of iva

Hi and welcome. You should be able to open a basic bank account with a bank such as the Co-op long as they aren't a creditor.

If you cannot get one anywhere then as a last resort you could consider something like Secure Trust or Thinkbanking although both of these incur a monthly charge

You are guaranteed an account with them.

Jan is right you should be able to get a basic bank account. The only reasons they can refuse them is if they suspect fraud and you have a CIFAS marker on your file.

Try Nationwide Flex Account. Had mine for over 5 years now with no issues.

You will need to be on the electoral roll as well or be prepared to provide proof of identity and address.

Natwest Step Account I've got, hopefully one of our suggestions should help and as long as the basic account isn't connected to your bank account it should be ok, HSBC and First Direct I believe are not too IVA friendly. x

Which ones have you tried, Christina ? And make sure you emphasise that you want their BASIC account. Co-Op rarely refuse their Cashminder account because of an IVA, the usual stumbling blocks are I.D issues.

Try halifax, Co-Op and Nationwide - they were all sympathetic to us in our IVA and allowed us to open basic accounts with them.

I'm with Yorkshire bank - need to prove identity only & electoral roll. If you go into any bank branch or online you need to attempt to open a basic account. I suspect you have being trying to open a 'normal bank account' which ain't going to happen unfortunately as your IVA will show up.